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 Jll: what is the formula for a discountedmpn capital markets reddit  Sep 28, 2023

). Services. Compare pay for popular roles and read about the team’s work-life balance. Account Manager yearly salaries in Ottawa, ON at MPN Capital Markets. Last Update. (613) 694-4411. Réponse du 6 décembre 2020. MPN Capital Markets | 281 seguidores en LinkedIn. MPN Capital Markets uses custom procurement strategies and expert knowledge to manage their clients energy expenses | MPN Capital Markets is a full-service, energy management consulting. Answered by MPN Capital Markets 7 October 2020. Debt capital markets (DCM) is a product group focused on fixed income markets (bonds) which involves helping companies raise financing through issuance of debt. How much does an entry level analyst make (salary + bonus) in the capital markets division of Cushman, CBRE, JLL etc. Welcome to r/VictoriaBC! This subreddit is for residents of Victoria, BC, Canada and the Capital Regional District. Previously, Alexandria was a Benefits Specialist a t Owen and Associates. Article doesn't say what positions exactly, but given the amount of movement there are both internally and externally between the banks in this country, wouldn't be surprised if most of them end up going to a competitor in some capacity. MPN Capital Markets is not your typical day job. . ) Walmart is the absolute worst to shop at in terms of endorsing evil. Exits: It is very vast but at the end of the day you are specialized from a product perspective. Phil Desrosiers's Phone Number and Email. MPN Capital Markets | 608 følgere på LinkedIn. Job work-life balanceComment avez-vous eu votre premier entretien chez MPN Capital Markets? Posée le 6 décembre 2020. Téléchargez votre CV. Jll: what is the formula for a discounted. Please click on the country abbreviation. It is also team dependent. Capital Markets analyst interview (JLL/CBRE/Colliers) I have an interview next week for a capital markets position, and was hoping for some help on what might come up. If you have BOA for example, you simply cannot transfer or receive funds anymore. Internship in Equity Capital Markets. MPN Capital Markets | 517 followers on LinkedIn. Browse jobs and read about the MPN Capital Markets Ottawa location with content posted anonymously by MPN Capital Markets. This is the MPN Capital Markets company profile. MPN Capital Markets uses custom procurement strategies and expert knowledge to manage their clients energy expenses | MPN Capital Markets is a full. Contact. The interview process starts with a brief phone screening, I was then invited to come into the office for an in person interview. We are currently seeking a highly motivated and driven individual to join our team as a Business Development Representative. will start a round of job cuts as soon as Monday as part of its sweeping reorganization, according to a person briefed on the matter. Not a traditional background for finance, but I will be doing my next co-op at RBC Capital Markets as an Automated Trading Developer. Trouvez les réponses à vos questions relatives aux entreprises sur Indeed. . • 5 days ago. Safe. This job rewards those who are determined to build a strong book of business and handle the many challenges of working in the energy sector. Get the inside scoop on jobs, salaries, top office locations, and CEO insights. View Contact Info for Free. Voter pour. MPN Capital Markets is a full-service consulting firm that helps you to take control of your energy expenses. There is a sense of freedom within the business. . 1 réponse. Previously, Alexandria was a Benefits Specialist a t Owen and Associates. I now work for a multi-service commercial real estate firm that does essentially anything you can thing of in CRE. MPN Capital Markets | 620 followers on LinkedIn. Ali has 1 job listed on their profile. Reviews; 98. Upvote. Trouvez les réponses à vos questions relatives aux entreprises sur Indeed. 00/GJ pricing we saw in early 2020. Having cap markets on the resume will really help these folks though, depending on what they're looking for. A word of warning, we’re in a strong market, but the tide always turns. . 3. All content is posted anonymously by employees working at MPN. 1 review. Over nearly two decades, we’ve built a firm. Just wondering if the analysis goes like this: - client wants to raise debt, they give us their financials and info. Get the inside scoop on jobs, salaries, top office locations, and CEO insights. IlluminAwesome • 3 yr. Bilingual Fraud Analyst. MPN Capital Markets, Ottawa, Ontario. MPN Capital Markets is a full-service, energy management consulting firm that advises businesses, go. ca. • Worked remotely taking Inbound calls. View Contact Info for Free. Please take a moment to read the sidebar for our guidelines, related subreddits and helpful resources regarding housing, tourism and employment. Follow. Description Based in Ottawa, Canada, MyPower Network is a full-service, strategic utility optimization consulting firm that advises businesses, governments, non-governmental organizations, homeowners and not-for-profits. Découvrez ce qui fonctionne bien chez MPN Capital Markets d'après les personnes qui sont le mieux placées pour le savoir. Not really sure where I can go from here. com. Report this profile Experience Salesperson MPN Capital Markets View Emma’s full profile See who you know in common Get introduced Contact Emma directly Join to view full profile Explore collaborative articles We’re unlocking community knowledge in a new way. Read More. Regional Distributor at MPN Capital Markets Ottawa, ON. Business Development Representative at Mpn Capital Markets. 48 likes. I graduated Cum Laude from the University of Ottawa, at the Telfer School of Management with a degree in Business Management. Avis sur les entreprises. Providing world-class custody, accounting, administration, ETF servicing, middle office, foreign exchange, liquidity management, securities lending, collateral management, performance management and data solutions to help institutional investors grow and succeed—both now, and in the future. Shared on 15 October 2020. I just crossed + $375,000 in profits after 18 months of full time day trading. Glassdoor gives you an inside look at what it's like to work at MPN Capital Markets, including salaries, reviews, office photos, and more. Previously, Mathieu was a Marketing Coordinator a t Ross Video and also held positions at The Ottawa Hospital. Email. I started off my career on a high performing capital markets team as an analyst. Over nearly two decades, weve built a firm uniquely geared to the task of as. You will work 50-60hrs/week in CM and 80-90hrs/week in investment banking (IB). Consulter des salaires. What is the work environment and culture like at the company? Asked 7 April 2019. *This company may be headquartered in or have additional locations in another country. . They were even ranked #1 on LinkedIn as the best employer in Canada. MPN Capital Markets is a full-service, energy management consulting firm that advises businesses, governments, non-governmental organizations, homeowners and not-for-profits. MPN Capital Market’s dedicated customer service team will assist you throughout the term of your agreement, including but not limited to; – Invoice Auditing – Consumption Monitoring – Open Market Price Monitoring – Supplier correspondence. What candidates say about the interview process at MPN Capital Markets. View community ranking In the Top 5% of largest communities on Reddit. Visit Website. Bruce Stauffer. Report this profile Experience Représentant ventes et marketing MPN Capital Markets View Gina’s full profile See who you know in common Get introduced Contact Gina directly Join to view full profile. Don’t expect it to be easy. New Westminster is a historically important city in the Lower Mainland region and the former capital of British Columbia, Canada. Répondre Voir les 4 réponses. MPN Capital Markets is a growing company that gives the opportunity to its employees' room to grow alongside the company. 5. Gamal Alariky's Phone Number and Email. I interned there two summers ago. The team is supportive, helpful, welcoming and friendly!Find out what works well at MPN Capital Markets from the people who know best. Corporate/commercial banking, at least in my view, tends to refer more to the coverage role. Description. Ottawa. I’m a psychology student who’s managed to land the above internship for next summer with an international small-cap focussed investment bank. How competitive are entry level positions that pay $50k-$55k. Snapshot; Why Join Us; 20. MPN Capital Markets, Ottawa, Ontario. . • Used my organization skills and my time management skills to operate two monitors, while organizing. Kyle Ratchford Bar Director at Arlington 5 Greater Ottawa Metropolitan Area. com. Read More. $64,340. I have seen many exit onto institutional sales side (in sales and trading) as well as a few into DCM in IB. Report. Answered by MPN Capital Markets. The firing led to confusion among employees at OpenAI, and distress among the company’s investors. MPN Capital Markets is Recruiting 💻 💫 Are you a hard-working, driven, and ambitious individual that is eager to put your sales abilities to the test in creating a lucrative sales pipeline in. A free inside look at company reviews and salaries posted anonymously by. </> Embed. Location. Read employee reviews and ratings on Glassdoor to decide if MPN Capital Markets is right for you. 18 November 2020. Five days of chaos ensued. View Contact Info for Free. The people . MPN Capital Markets is the fastest-growing energy brokerage in Canada with a large book of business already in Ontario, Quebec, and Alberta, and now expanding into the US markets. Représentant des Ventes (H/F) 12 salariesSpecifically RBC Capital Markets. Nadella announced at midnight local time on Sunday that Altman would lead a new in-house AI lab alongside OpenAI board member Greg Brockman. Apprenez-en plus sur la vie professionnelle chez MPN Capital Markets (Ottawa, ON). Adam Harper is a Senior Account Executive at Mpn Capital Markets based in Ottawa, Ontario. MPN Capital Markets is a full-service, energy management consulting firm that advises businesses, governments, non-governmental organizations, homeowners and not-for-profits. Previously, Eric was a Security Escort at Harvey Field and also held positions at Paladin Security, Morning Bowls. Explore MPN Capital Markets Représentant(e) des Ventes salaries in Ontario collected directly from employees and jobs on Indeed. Find the MPN Capital Markets Ottawa address. Does anyone know what this could mean for the future of this broker for US clients?Securities Services. This is an overview of the MPN Capital Markets Ottawa campus or office location. 4. Energy Consultant at Mpn Capital Markets. Answer See 1 answer. 2/25/2023 12:36 PM. Find the MPN Capital Markets Ottawa address. 2nd year - $200 per month. Global Capital Markets is mostly memorization of finance history bullshit. Gamal Alariky is a Business Development Representative at Mpn Capital Markets based in Ottawa, Ontario. 5 MPN Capital Markets reviews. MPN Capital Markets uses custom procurement strategies and expert knowledge to manage their clients energy expenses | MPN Capital Markets is a full-service, energy management consulting firm that advises businesses, governments, non-governmental organizations, homeowners and not-for-profits. . 1st year - $130 per month. MPN Capital Markets is a growing company that gives the opportunity to its employees' room to grow alongside the company. Aiden Stead is an Energy Consultant at Mpn Capital Markets based in Ottawa, Ontario. Capital markets are directly linked to debt and equity markets, while M&A often does projects for private companies. Reviews from MPN Capital Markets employees about working as an Account Executive at MPN Capital Markets in Ottawa, ON. Alexandria Kalotinis is a Director, Operations at Mpn Capital Markets based in Ottawa, Ontario. Excellent customer support skills; highly organized, detail-oriented & able to effectively multi task under tight deadlines. Report. Last Update. Shari Orenberg's Phone Number and Email. Read More . Companies (if they're big enough) have their own employees navigate the negotiations and regulatory. This specialized RCMP-led unit is mandated to protect the integrity of Canada's Capital Markets by detecting, investigating and deterring capital market fraud. Read More. Downvote. MPN Capital Markets uses custom procurement strategies and expert knowledge to manage their clients energy expenses | MyPower Network is a full-service, energy management consulting firm that advises businesses, governments, non-governmental organizations, home owners and not-for-profits. com Industry/Niche Investments *Suggest a. Answered 16 October 2018 - Commercial Accounts Specialist (Current employee) - 210 Dalhousie St. but I just left a Capital Markets Analyst role with CBRE where I was making $50k, no bonus. If you were in charge, what would you do to make MPN Capital Markets a better place to work? Asked 28 September 2020. Mathieu Guitard's Phone Number and Email Last Update. In general, RBC isn't going to have the exits of top BBs, but honestly I'd rather work for a rainmaker and a top group at RBC than some MD who pitches all the time somewhere else. c@mpncapitalmarkets. Manager, Sales& Marketing Technology at Mpn Capital Markets. Depending on your team, there will be more or less focus on the financial. . Over nearly two decades, we’ve built a firm uniquely. Bank of Montreal’s drive to improve efficiency has come with a cost: $357 million, along with the most dramatic job cuts by a Canadian bank in more than 15 years. 0. I guess it depends on what you mean. Bankers start around 9AM and traders start around 7AM. Secure. 44 views, 3 likes, 2 loves, 0 comments, 0 shares, Facebook Watch Videos from MPN Capital Markets: Meet the team behind the best energy strategies for your business. I would like to get some insights into the corporate culture and how they treat employees. 257. There are many opportunities for advancement as the company is constantly growing. Over nearly two decades, we’ve built a firm uniquely. ⚡ MPN Capital Markets Need. Join. At this stage I met with the Director of Operations and the Owner of t…. Glassdoor has 5 MPN Capital Markets reviews submitted anonymously by MPN Capital Markets employees. . View Contact Info for Free I had the pleasure of working with her during my time as Corporate Director for MPN Capital Markets, and I can say without hesitation that Lucy was an invaluable asset to our team. You're generally interested in the stock or bond market. He said that we are going to be tested on the articles that we cover, but I want to know how much detail I would need to study these articles in. MPN Capital Markets uses custom procurement strategies and expert knowledge to manage their clients energy expenses | MPN Capital Markets is a full-service, energy management consulting firm that. com. ). MPN Capital Markets is a full-service, energy management consulting firm that advises businesses, go i hear that Capital Markets is generally a great space to work under in a company. Alexandria Kalotinis is a Director, Operations at Mpn Capital Markets based in Ottawa, Ontario. Alex Buell Corporate Director │ Directeur Corporatif Canada. He thanked Altman for “building something magical. Thanks! I mean those are drastically different companies but here is my response. Job Title. President at MPN Capital Markets Ottawa, ON. Account Executive (Current Employee) - Ottawa, ON - 1 December 2020. MPN Capital Markets | 560 followers on LinkedIn. View Contact Info for Free. That certainly does not align with our corporate policy or goals. Last Update. Salaries; 2. - DCM bankers take their info and drop them into one of many models to see results and see coverage ratios, leverage ratios, covenants, etc. Eric Bento is a Commercial Energy Advisor at Mpn Capital Markets based in Ottawa, Ontario. What Capital Markets roles are lucrative without requiring a 12+ hour day? I'm in an interesting situation, I used to work in discount brokerage trading and risk management and had some medical issues which caused me to take over a year off work. 7. 20 reviews. Working in Audit in a Big4. MPN Capital Markets is a full-service, energy management consulting firm that advises businesses, goMPN Capital Markets offers 1:1 consultation with an energy broker to ensure you're controlling your business's energy expenses and protected from market volatility. Browse jobs and read about the MPN Capital Markets Ottawa location with content posted anonymously by MPN Capital Markets employees in Ottawa, ON. I’m deep into investing and finance. Join to view full profile. Fixed overhead (analyst teams, etc), often times get trimmed quickly. I also think RBC’s ranking will catch up. ago. Les informations sur les salaires proviennent de 99 données partagées par des employés et des utilisateurs ou récupérées via des emplois actuels ou publiés sur. Jul 2022 - Oct 20224 months. Avis de salariés chez MPN Capital Markets sur les thèmes de la culture d'entreprise, des salaires, des avantages, de l'équilibre vie professionnelle/vie personnelle, de l'encadrement, de la sécurité de l'emploi, etc. 5 out of 5 stars. DeepTangerine • 2 yr. If you are interested in learning about finance, I think its a great opportunity. We are currently seeking a highly motivated and driven individual to join our team as a Business Development Representative. The private debt market has grown tenfold in the past decade with assets under management of funds primarily involved in direct lending surging to $412 billion at end-2020—spurred in part by investors’ search for higher yield. 423 followers 656 following Business Energy Strategies MPN Capital Markets is a full-service, energy management consulting firm that advises businesses, governments, non-government organizations, & NFPs. deanslistpls • 4 yr. Rechercher. This is an overview of the MPN Capital Markets Ottawa campus or office location. MPN Capital Markets uses custom procurement strategies and expert knowledge to manage their clients energy expenses | MPN Capital Markets is a full. In this case, a banker has surface familiarity with a multitude of products offered by the. Raphaël Beaulne-Séguin Ottawa, ON. Work from home is allowed, but work from office is encouraged . Are you business-minded, driven by success, and interested to kick start a career in one of the largest industries in the world? Energy deregulation has been recognized as the lar🏆 Today, in our employee section, we would like to congratulate Carley Blair on her promotion to Business Development Manager!! 🥳 Carley joined our team as a Business Development Representative and since day one she has shown passion, organization, and determination to achieve the best results 🎯 Now, she is a leader and inspiration to the entire teamAre you business-minded, driven by success, and interested to kick start a career in one of the largest industries in the world? Energy deregulation has been recognized as the larBecause you deserve all the best deals, MPN Team will always make sure that is what you get! Need a quote? We are here to help (613) 694-4411 # #team…MPN Capital Markets’ Post MPN Capital Markets 531 followers 6moView community ranking In the Top 1% of largest communities on Reddit. MPN Capital Markets is a full-service consulting firm that helps you to take control of your energy expenses. I recently created a financial modeling training program to help students seeking to break into finance since existing providers can be cost prohibitive. EconHacker • 10 yr. What candidates say about the interview process at MPN Capital Markets. Join to view full profile. 11/24/2023 4:03 PM. Raphael’s public profile badge Include this LinkedIn profile on other websites. MPN Capital Markets is the fastest-growing energy brokerage in Canada with a large book of business already in Ontario, Quebec, and Alberta, and now expanding into the US markets. As the President and founder of MPN Capital Markets, Daniel Quirouette has over 18 years of specialized experience in the procurement and physical delivery of. Account Manager 2 salaries. Debt capital markets help raise debt financing. ”. Business Development Manager at MPN Capital Markets Ottawa, ON. Are you a large volume user of Natural Gas? Book a meeting with our energy experts and start paying less for your natural gas MPN Team Need a quote?. Updating one payment method takes more than 1 month! Need to send multiple chasers just to get an inadequate response from sales manager. Answered by MPN Capital Markets 18 November 2020 MPN offers a number of different compensation packages dependent on the role & candidate qualifications (salary, uncapped commission, bonuses, etc. Découvrez le déroulement des entrevues d'embauche, les avantages sociaux, la culture d'entreprise, et plus encore sur Indeed. 1 follower 1 connectionMPN Capital Markets MPN Capital Markets Employee Review. Has anyone gone through their interview process and have some insights to. Capital Markets Co-op Question: Hi everyone, i just wanted to ask if you guys think that joining my school's investment group would give me some leverage when applying for capital markets co-op. MPN Capital Markets uses custom procurement strategies and expert knowledge to manage their clients energy expenses | MPN Capital Markets is a full-service, energy management consulting firm that advises businesses, governments, non-governmental organizations, homeowners and not-for. Représentant(e) des Ventes yearly salaries in Canada at MPN Capital Markets. Compare pay for popular roles and read about the team’s work-life balance. Earnings from BMO Capital Markets fell 9. The rank is based on a 1-100 scale, with 100 being the most reputable. | Learn more about Derik Roblin's work experience, education, connections & more by visiting their profile on LinkedInMeet our latest addition to the MPN Capital Markets team! We're excited to announce Preeti Bothra is coming aboard as an administrative assistant to support… | 13 comments on LinkedInLicensed Insurance & Funeral Operations Practitioner with over 12 years demonstrated history of working in the insurance industry. . 1 and 2. liam david -- United States. As the President and founder of MPN Capital Markets, Daniel Quirouette has over 18 years of specialized experience. Does MPN Capital Markets allow for flexible working hours? Or are the hours set?View community ranking In the Top 5% of largest communities on Reddit. The team is supportive, helpful, welcoming and friendly! I would say that the most enjoyable part of the job is the feeling of independence when it comes to conducting your job. It's a different skill set that a lot of people don't have. Congrats to Montreal Canadiens Team!! The Canadiens are off to their first Stanley Cup final since 1993 after posting a 3-2 overtime win over the Golden Knights at the Bell Centre. com ☎️ (613) 694-4411 #canadianenergy. At this stage I met with the Director of Operations and the Owner of t…. MPN Capital Markets. During the first interview i told them i. Justin Lambert Business Development Representative at MPN Capital Markets Ottawa, Ontario, Canada. This post is my holistic approach to risk management that any trader can apply to their own strategies. Adam Harper's Phone Number and Email. m@mpncapitalmarkets. Get introduced. Answered 28 February 2022 - Commercial Energy Advisor (Current employee) - Ottawa, ON. My strength lies in recruitment and talent acquisition. MPN Capital Markets is a full-service, strategic utility optimization consulting firm that advises businesses, governments, non-governmental organizations, homeowners, and not-for-profits. MPN Capital Markets. RBC. 1. Bank of Montreal makes industry's deepest job cuts in 15 years. Based in Ottawa, Canada, MyPower Network is a full-service, strategic utility optimization consulting firm that advises businesses, governments, non-governmental organizations, homeowners and not-for-profits. 0. • 6 days ago. It's a truly massive sector with players all over the place. Gaining market advantage in this method maximizes the profits through securities bought and sold in the capital sector. Voir les 13 questions concernant MPN Capital Markets. And more! Market MonitoringCommercial Energy Advisor (Current Employee) - Ottawa, ON - 28 February 2022. AVOID. Also the lack of good cap markets attorneys in general on the market makes the offers much better, like jump up a level in the in house food chain solely by virtue of being the securities attorney. Découvrez les emplois, les salaires, les avis d'employés et plus encore pour ce lieu. ). View MPN Capital Markets (location in Ontario, Canada, revenue, competitors and contact information. This allows an. Both accused received sentences that include imprisonment or house arrest, financial penalties, probation and restitution of more than $675,000 to their victims. Does MPN Capital Markets allow for flexible working hours? Or are the hours set? Asked 6 December 2020. See the complete profile on LinkedIn and discover Ali’s. Finance Business, Economics, and Finance. The rank is based on a 1-100 scale, with 100 being the most reputable. Derik's field of expertise lies in physical delivery, transportation, NGX commodities trading, direct purchasing agreements, AECO wholesale procurement, market monitoring, supply chain management, and efficiency optimization. MPN Capital Markets Ltd Company Profile | Ottawa, ON, Canada | Competitors, Financials & Contacts - Dun & Bradstreet Find company research, competitor information, contact details & financial data for !company_name! of !company_city_state!. MPN Capital Market’s dedicated customer service team will assist you throughout the term of your agreement, including but not limited to; – Invoice Auditing – Consumption Monitoring – Open Market Price Monitoring – Supplier correspondence. . Write a review. Answered 9 February 2022 - Graphic Designer (Current employee) - Ottawa, ON L'avis le plus utile, sélectionné par Indeed. Citigroup Inc. The cuts will mark the first major wave. I recently learned from CMEG that their wire transfer options EXTREMELY limited due to new US legislation. Previously, Gamal was a Poll Clerk at Elec tions Canada. Our sincere apologies if there was a miscommunication in the interview process for the individual above. com Legit? The Rank of the website you are interested in is: 100. ago. He has worked as a security escort at the Ottawa airport for the past year. 0 Safe. Be the First to Review! Business Energy Strategies MPN Capital Markets is a full-service, energy management consulting firm that advises businesses, governments, non-government organizations, & NFPs. Commercial Energy Advisor at Mpn Capital Markets. MPN Capital Markets is not your typical day job. I'd love to hear some insider experiences. Le salaire moyen chez MPN Capital Markets est compris entre environ 35 000 $ par an pour le poste Recruteur(euse) et 74 101 $ par an pour le poste Représentant(e) des Ventes. Shared on 15 October 2020. I'm majoring in Mathematical Physics from the science side and am working on a Pure Math Minor and. Capital Markets Private Debt: A Lesser-Known Corner Of Finance Finds The Spotlight. Over nearly two decades, we've built a firm uniquely geared to the task of assisting our clients in making long-term improvements to their energy procurement strategy. Uncover why MPN Capital Markets is the best company for you. What candidates say about the interview process at MPN Capital Markets. Don't worry so much about small differences in bonus, the longer-term gain is more valuable. 1 comment. Alexandria received a bachelor's degree degree from Western University. Our sincere apologies if there was a miscommunication in the interview process for the individual above. Answered 22 September 2022. Sasha Overall-Bennett’s Post Sasha Overall-Bennett Lead Consultant 10moBusiness Development Representative yearly salaries in Ottawa, ON at MPN Capital Markets. MPN Capital Markets General Information. <br><br>As a Funeral Services Supervisor I have learnt that empathy, communication and emotional. Reviews >. PwC Capital Markets Internship. Read More View Contact Info. Securities. Before settling back down to around $4. SG. Languages: French, English (fluent)<br><br>-14 years of experience with a demonstrated track record in delivering results in management, sales, buying and communications. MPN Capital Markets | 613 followers on LinkedIn. Are you business-minded, driven by success, and interested to kick start a career in one of the largest industries in the world? Energy deregulation has been recognized as the larBusiness Development Coordinator at Mpn Capital Markets. Graeme Pincott Owner, Koala Hair Company Anchorage, AK. I just went in house recently as cap markets. Get the latest business insights from Dun & Bradstreet. . Have you ever wondered what value MPN Capital Markets can bring to your business? 💡 We provide your organization with top-of-the-line consulting services to help manage your energy expenditures. You have to play nice and cater to various interests - this often means ceding good points because you want to maintain the relationship between clients and firms.